Calculated-industries 3400 Manual de usuario

POCKETREALESTATEMASTERModel 3400

POCKETREFERENCEGUIDE- 8Amortization-Total Interest and PrincipalPaid How much interest, principal and total pay-ments will you pay on a 30-year, $180,

Total Interest, Principal and Remaining Balance - for Range of YearsHow much total interest and principal will youpay in years 1-5 on a 30-year, $100,

POCKETREFERENCEGUIDE- 10Trust Deed/Purchase Price of a Note - Fully AmortizedYou’d like to buy a mortgage with 15 years remaining, $100 per month in i

Date ExamplesIf a 45-day escrow begins April 26, 2007,what is the closing date?KEYSTROKE DISPLAYo o 0.004 • 2 6 • 0 7 4-26-07+ 4 5 45.= 06-10-07Your e

ResetIf your calculator should ever “lock up,”press Reset - a small hole located abovethe a key/upper right - using the end ofa paper clip.AccuracyThe

POCKETREFERENCEGUIDE- 13Warranty, Repair and ReturnInformationReturn Guidelines:1. Please read the Warrantyin thisUser's Guide to determine if y

Calculated Industries ("CI") warrants this product againstdefects in materials and workmanship for a period of one(1) year from the date of

To obtain warranty or non-warranty repair service forgoods purchased outside the U.S., contact the dealerthrough which you initially purchased the pro

POCKETREFERENCEGUIDE- 16FCC Class BThis equipment has been certified to comply withthe limits for a Class B calculating device, pur-suant to Subpart J

Software copyrighted and licensed toCalculated Industries, by Real Estate MasterTechnologies, LLC, 2006.User’s Guide copyrighted by Calculated Industr

TABLE OF CONTENTSKey Definitions ...1Mortgage/TVM Keys ...1Amortiz

o - On/Clear KeyTurns power on. Pressing once clears thedisplay. Pressing twice clears all temporaryvalues.s o - Off Turns power off, clearing all non

T - Term of LoanEnters or solves for the number of years.A second press will display the number ofperiods.ˆ - InterestEnters or solves the annual inte

s a - Remaining BalanceDisplays the remaining balance of theloan, for an entered number of years orperiods (e.g., 1 s a displays theremaining balance

POCKETREFERENCEGUIDE- 4Percentage CalculationsThe percent % key can be used for finding agiven percent of a number or for working add-on, discount or

POCKETREFERENCEGUIDE- 5Clear AllTo clear/reset calculator to its default values, press s and x (Clear All). CAUTION: Use this only when you wish toret

POCKETREFERENCEGUIDE- 6What is the periodic term, or number ofmonths?KEYSTROKE DISPLAYT 386.76Interest Rate Find the interest rate on a mortgage where

POCKETREFERENCEGUIDE- 7Interest – Only Payment (Calculation)Find the interest-only payment on a loan of$15,000 at 9% interest. KEYSTROKE DISPLAYo o 0.