Calculated Industries QUALIFIER PLUS IIx Guía de usuario descargar pdf (Pagina 10)

SER

’

UIDE

— 9

s ÷

Payments per Year

— Used to set the number of

payment periods per year. Default value is 12, for

monthly.

Note: You can store the number of payments/year permanently or

semi-permanently. See “Preference Settings” on page 17).

Amortization (Amort)

— Finds Total Interest,

Principal, Remaining Balance, Remaining Term and

(when in

U.S. Mode

only) estimated Mortgage

Interest Tax deduction.

The output of this key is as follows:

Press Display or Calculation

1 Displays range of periods

2 Calculates Total Interest for period range

3 Displays Total Principal for range

4 Calculates Total Principal and Interest

5 Calculates Remaining Balance

6 Calculates Remaining Term

7 (U.S. Mode) Calculates estimated Mortgage

Interest Tax deduction for the specified peri-

od, based on the default tax bracket of 28%*

*You may enter any tax bracket (e.g., 30%, press

3 0 s +

and recalculate amortization values).

Note: This is only for estimating a Mortgage Interest Tax deduc-

tion – it does not include Property Tax. See “Tax Savings” func-

tion/keys.

s a

Remaining Bal (Bal)

— Displays the Remaining

Balance when preceded by a single year or range of

years (or individual payment or range of payments

by also using the π key). Note that you can also

see the Remaining Balance by cycling through the

a key.

Colon Separator (Date)

— Used as a separator for

entering dates, qualifying ratios, for entering amorti-

zation ranges and ARM interest/term adjustments.

s )

Month Offset (Mo Offset)

— Used to set the first

month of payment if other than January.

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